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We offer a wide range of services for that fresh look, or just maintenance or updates to keep your home functioning and safe. Regardless of the size of the job, we have a craftsman that can tackle it. We offer a wide range of services for that fresh look, or just maintenance or updates to keep your home functioning and safe. Regardless of the size of the job, we have a craftsman that can tackle it.

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Remodeling  /  October 28, 2019

How to pay for a home remodel

Home remodels can be expensive, timely adventures. It’s an investment in your home, but oftentimes that investment can be a lot more than we expected – especially if put in a position of needing the remodel in a timely matter. 

Regardless of what kind of home remodeling services you’re looking into, there are a lot of budgeting and finances options available. 

  1. Credit Card
    This might be the easiest option, especially for smaller-scale home remodels. Most homeowners have a credit card in their name and most remodeling services will take credit card payments. If you have multiple credit cards ore can afford to put a higher amount, this might be all you need to pay for your remodel. 
  2. Second Mortgage 
    For the bigger repairs that require an immediate fix, you might want to look into getting a second mortgage to help pay for the remodel. This is a good option if you’re making necessary repairs to keep your family in the same home for years to come. However, if you’re remodeling your home with the intention of living there for only a few more years, this isn’t a good option.
  3. Renovation Loan 
    There are specialized loans for renovations and remodels that you can take out and pay back over time. This is a great option if you’re remodeling primarily to put more value into your home. There are a couple of different options when it comes to renovation loans, but the general idea is you’re taking out against what your home could be worth after the remodel. 

Paying for a home remodel can be tough and deciding how to do it isn’t easy. Whatever your choice, make sure you’re talking it out with your accountant and a professional home remodeling services company like Handyman Connection. Our experts will give you our best, unbiased advice as to what remodels will add value to your home and be worth the investment. 

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